Expert Financial Insights

Deep-dive analysis and advanced techniques from our research team, covering portfolio management, tax strategies, and market behaviour patterns that matter to serious investors.

Advanced Level

Portfolio Management Research

Our latest research explores sophisticated rebalancing techniques and asset allocation models that have shown resilience during market volatility periods since 2020.

  • 15 February 2025 • 12 min read

    Advanced Portfolio Rebalancing Strategies for Volatile Markets

    We analysed 847 portfolio configurations during the 2022-2024 volatility period and discovered three rebalancing approaches that consistently outperformed traditional calendar-based methods. This research reveals why threshold-based rebalancing combined with volatility scaling produces more stable returns...

    Expert Analysis
  • 28 January 2025 • 15 min read

    Tax-Efficient Investment Structures: Beyond Basic ISAs

    Most investors stop at maxing out their ISA allowance, but there are seven additional structures that can significantly reduce tax liability. Our analysis of HMRC data from 2020-2024 shows how pension contributions, VCTs, and EIS investments can work together to create substantial tax advantages when properly timed...

    Technical Deep-Dive
  • 3 January 2025 • 18 min read

    Behavioural Finance: Why Smart People Make Poor Investment Decisions

    Our study of 3,200 investment decisions made by professionals with finance qualifications revealed surprising patterns of cognitive bias. Loss aversion affected 78% of portfolio adjustments, while confirmation bias influenced sector allocation in 65% of cases. Here's how to build systems that counteract these tendencies...

    Research Findings

2025 Market Research Highlights

Our quantitative research team has been tracking key financial planning metrics across UK markets throughout 2024. These findings shape our approach to client education and inform the techniques we teach in our advanced programmes starting September 2025.

23%

Average improvement in risk-adjusted returns when using dynamic asset allocation vs. static portfolios

£847

Average annual tax saving per £100k invested using advanced wrapper strategies beyond standard ISAs

Marcus Aldridge, Senior Research Analyst

Marcus Aldridge

Senior Research Analyst

15 years experience in quantitative finance research. Previously worked with institutional asset managers analysing portfolio optimization strategies. Holds CFA designation and PhD in Financial Economics from LSE.

Advanced Risk Management Techniques

Traditional risk management focuses on diversification and position sizing, but sophisticated investors need more nuanced approaches. After analysing portfolio performance during three major market downturns, we've identified specific techniques that provide better downside protection while maintaining upside potential.

  • 1

    Correlation-Adjusted Position Sizing

    Standard position sizing ignores how correlations shift during stress periods. This technique dynamically adjusts position sizes based on rolling correlation analysis, reducing exposure when assets begin moving together.

  • 2

    Volatility-Scaled Rebalancing

    Rather than rebalancing on fixed schedules, this approach triggers rebalancing when volatility exceeds predetermined thresholds, capturing mean reversion opportunities while avoiding excessive trading costs.

  • 3

    Multi-Timeframe Risk Budgeting

    Allocates risk across different time horizons rather than just asset classes, ensuring portfolio resilience across various market cycles and economic scenarios.